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Additionally, clients for this kind of strategy can have severe lawful or criminal backgrounds. It is essential to keep in mind that different service providers provide a variety of problem ages on their ensured problem policies as low as age 40 or as high as age 80 - real funeral insurance cost. Some will also offer higher face worths, as much as $40,000, and others will allow for better fatality benefit problems by improving the interest rate with the return of costs or reducing the number of years till a full survivor benefit is available